Privacyand Security Statement for Loanlane

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January 05, 2009 9:37 PM Pacific Time

Privacyand Security Statement for Loanlane

Privacy Statement for Loanlane

Loanlane has created this privacy statement in order to demonstrate our firm commitment to privacy and security. The following discloses the information gathering and dissemination practices for Loanlane.

We are committed to protecting your privacy at all times.

We do not outsource any part of your loan application for processing.

We do not send unsolicited email; we do not share your email address with anyone.

We keep your electronic data on a password protected computer disk, only.

In compliance with the USA Patriot Act, we will request a photo identification displaying your present address and date of birth to accompany your loan application.

In we suspect you may be a victim of identity theft, we will alert you immediately.

If we notice discrepencies on your credit report, such as large balances unreported by you, address errors, or social security number errors, we will alert you in order to to have the discrepency resolved.

This site uses an order form for prospective clients to initiate a loan inquiry. We collect your unique identifiers (like your social security number), financial information (like your account or credit balances), and demographic information (like your zip code, age, or income level). We do not share this information with any partly that is not a direct participant in your mortgage transaction.

The direct participants in your mortgage transaction are:

* Credit reporting firm (requires social security number)
* Real estate appraiser (requires property data)
* Escrow company (requires current loan data, homeowners insurance data)
* Bank/Mortgage Lender (requires all of the above)

Because we do not accept every mortgage inquiry, we will not share any of your private data without your consent. If we choose not to participate in your mortgage transaction, your private data will be destroyed immediately.

Security

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. The information sent to us via an online application is encrypted. Loanlane treats all internet based data as if it had been hand delivered to our office in a sealed envelope.

Contacting Us

If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site, or our office, you can contact:

Mark Leaver, Broker
3301 El Camino #220
Atherton, CA 94027
650.321.7027
Click Here for Email

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Equal Housing Lender. Copyright 2008 Mark Leaver. All rights reserved. Terms and Conditions of Use. Read our privacy statement. CA Department of Real Estate, Real Estate broker. Rates appearing on the Loanlane web site are intended for California owner occupied single family residence only. The information contained herein is believed to be reliable. However, we do not make any representations as to its accuracy or completeness. Any statements nonfactual in nature constitute only current opinions, which are subject to change. Mortgage rates are subject to change without notice. Mortgage rates posted on this web site apply to applicants with a minimum FICO score of 720 or a loan-to-value ratio less than 60%. Stock quotes, if displayed, are delayed 20 minutes. Stock quote data and market index information is provided for information purposes only, and is not intended for trading purposes. Loanlane is not liable for any errors or delays in the content, or for any actions taken in reliance thereon.